Self-Pay Financing Options for Surgery

At Bariatric Specialists of North Carolina, we never want finances to stand in the way of you achieving your optimum health.  For patients looking to cover the costs associated with surgery outside of insurance, we recommend the following as possible options:

  • Borrowing against your 401K/403B plan
  • Utilizing your HSA
  • Securing a no interest or low interest credit card
  • Taking out a medical loan through a bank or credit union
  • Securing a second mortgage or home equity line of credit
  • Securing third party financing

Patient Third Party Financing

Dark-Blue-Buttons_15Bariatric Specialists of NC works with third party financing companies to help cover the costs associated with surgery.  Patients may wish to secure financing before meeting with their surgeon or once they learn their estimated out of pocket expenses. Our preferred financing company is Prosper Healthcare Lending.  Prosper Healthcare Lending is the premier financing company in the bariatric surgery industry.  With over $5 billion funded and over 300,000 loan inquiries serviced through their lenders, this is a name and program you can trust.

Apply Now: Prosper Healthcare Lending


Here are some of the benefits you will receive with a loan from Prosper Healthcare Lending:

  • Soft Credit Check
  • Immediate decisions for loans under $35,000
  • Term options out to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% confidential

Additionally, we also accept most CareCredit and Springstone programs. Our finance department would be happy to help answer any questions regarding third party payment options for bariatric surgery.

2016, Bariatric Specialists of North Carolina, a part of the EmergeOrtho network
EmergeOrtho complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. EmergeOrtho does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex.
Notice of Non-Discrimination